MAGNOLIA Roofing Group
Financing

A better roof. A payment that fits your budget.

You don't have to come out of pocket for the entire cost of a roof at once. From cards and checks to flexible monthly financing, we'll help you find a payment structure that works for your situation — explained plainly, with no pressure. Checking your options won't affect your credit score.*

6.99% APR*Rates as low as
0%*Promo financing available
550+*FICO scores considered
Ways to pay

Pick the payment that works for you

Simple

Credit & debit cards

Pay your deposit or balance with any major credit or debit card — quick and convenient.

Traditional

Cash or check

Prefer to keep it old-school? Cash and checks are always welcome.

Through Hearth

Flexible consumer financing

Through our financing partner Hearth, see personalized monthly payment options within minutes — without affecting your credit score.*

Up to $250,000*

Home improvement loans

Loan amounts up to $250,000 with predictable monthly payments — no prepayment penalties and no home equity required.*

Through our partners

HELOC options

If tapping your home's equity makes sense for you, we can point you to HELOC options through our partners.*

See your estimated monthly payment

What would a new roof look like per month?

See your personalized monthly payment options within minutes — without affecting your credit score. No prepayment penalties. No home equity required.*

Loan amounts up to $250,000* Affordable monthly payment options Funding within 1–3 days* No prepayment penalties No home equity required

Financing that stays simple

These are unsecured personal loans through Hearth's lending partners — your home is never used as collateral, and checking your options won't affect your credit score. Pick a monthly payment that fits your budget, or just walk away with a number in mind. Either way is fine with us.

Rather talk it through first?
Call (334) 430-4849

Estimate your payment

Powered by Hearth

Calculator not loading? Explore your financing options here.

How financing works

Three steps, no pressure

01

Explore your options

Use the payment calculator or the application link to see personalized options from Hearth's lending partners — it takes minutes and won't affect your credit score.*

02

Choose what fits

Compare offers side by side and pick the monthly payment and terms that make sense for your budget. No obligation until you say so.

03

We get to work

Once you're approved and ready, we schedule your roof. Your payments are handled according to the plan you chose.

Financing banner: see your monthly payment options through Hearth
Clear from the start

Financing options, right inside your proposal

We build every estimate in Leap, so you see exactly what your roof costs — and what it could look like as a monthly payment — before you decide anything.

In your proposal

Payment options up front

Financing options appear right alongside your estimate, so you can compare paying in full with a monthly plan on the spot.

Leap Pay

Secure online payments

Pay deposits and invoices securely online through Leap Pay — no paperwork shuffling, no surprises.

Ready when you are

Get the roof now. Fit the payment to your budget.

Explore your options in minutes — with no impact on your credit score* and no pressure from us.

*Advertised rates and terms are examples only and are not a guarantee of credit. Rates as low as 6.99% APR and promotional 0% financing apply to certain programs for qualified borrowers; your actual rate, term, and approval depend on the lender, your credit profile, and other factors. Financing options may be available for FICO scores as low as 550; approval is not guaranteed.

Magnolia Roofing Group is not a lender and does not make credit decisions. Consumer financing is offered through Hearth and its network of third-party lending partners. Payment amounts shown by the calculator are estimates for illustration only and do not constitute an offer or commitment to lend.

Program details — including loan amounts up to $250,000, funding within 1–3 days, no prepayment penalties, and no home equity requirement — are provided by Hearth and apply to loans through its lending partners; availability, amounts, and funding timing vary by lender and applicant. Viewing prequalified options does not affect your credit score; proceeding with a full loan application may involve a hard credit inquiry by the lender.